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Saturday, February 25, 2012

Thoughts… Is Healthcare Reform Necessary?

No fluff, the answer is heck no and most of us know it.  Healthcare reform is about government control.  We need Health Insurance reform including prescription drugs.  We have the best healthcare in the world.  It’s not perfect but it is the best.  That is indisputable.   So what can we do?  Speak up!!!!

Health insurance companies are in the business to make money.  We live in a Capitalist system so that is their right.  However, government regulations have forced them to become bullies.  More competition is my first suggestion.  Although I support states rights, the car insurance model shows that competition works.  Make it interstate.  

Preexisting conditions?  I have diabetes and have to pay extra.  I can’t buy car insurance after an accident and be covered.  It is insurance, not an entitlement.  I am not cold hearted, so if we can reduce the insurance costs more of us would donate to help those with preexisting conditions.  I already do, but I would have more money to help those in need.  This is an area that needs work, not a mandate.

I know someone that had a broken leg that did not qualify for Short Term Disability.  Why?  Because she could do her job at her desk and the commute to work was not covered.  I won’t name the company but are you serious Snoopy? Those types of abuses have to be reformed.

Healthcare regulation and laws are necessary for our protection, but should be limited.  Tort reform, especially for frivolous cases, would lower medical insurance and our medical costs.  Blatant malpractice should not be ignored in this change though.

Prescription drugs are another story.  They do have research costs that cannot be ignored.  Why do you think we have a shortage of cancer drugs?  Money.  It is disgraceful and should be addressed.  Believe it or not, generic drugs are cheaper, but for the true developers to move on.  They did all of the work and then get ripped off. I am not saying I have a solution for this problem. But if we penalize the doers, we will never get out of this mess.  The doers have to make their money up front.  Put yourself in their shoes.

I am not defending the Health insurance or drug companies but I am saying this is where the reform should start.  We do not need Healthcare reform.  Repeal the “Affordable Health Care Act.”  The name does not describe what it does.  Does anyone really know what it does?  Nancy?

~ 3Jeeps3 

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